Commercial Property Loan

Loan against Commercial Property

Commercial property is the type of property, which is purposed to generate profit or income, generally it encompasses commercial real estate, hotels, restaurants, medical centres, office building etc.

The loan borrower having possession on commercial property can leverage it to avail decent sum of money that can be used to settle different financial requirements. It can be used to maintain consistency in flow of funds in business operations, channelizing it in the investment of machinery & equipment or repair expenses, renovating the space etc.

Features and Benefits

Loan Amount

Get the loan amount on commercial property up to Rs. 10 crores

Rate of Interest

We charge competitive rate of interest on commercial property

Loan to Value

Get the true worth of your property with loan to value upto 40 – 70%

Quick Approval

We value your time and process LAP within few days

Eligibility & Documents

LAP is a smart option to resort when in need of huge money and at low rate of interest. Find out here who can apply and other mandatory eligibility criteria that are required.

Minimum AgeMinimum 25 years (At the time of loan application)Maximum 65 years (At the time of loan maturity)Property owner age to be max 75 years at the time of loan maturity.
Who can apply?Salaried EmployeesSelf-Employed IndividualsProfessionals
Income StabilitySalaried Employees: Minimum of 2 yearsSelf-Employed: Minimum 3 years


Get the elaborated detail of each document you need to submit while applying for loan against commercial property.

 SalariedSelf Employed/Professional
Income DocumentsSalary slip for last 3 monthsBank statement or copy of passbook of last 6 monthsLast 2 years Form 16 / ITRLast 2 yrs complete audited financialsLast 6 months bank statement of all business accountsLast 6 months saving bank statement of Proprietor / Partner / Director
Identity proofAny one of the following: Driving LicenseAadhar CardPassportVoter IDPANAny one of the following: Driving LicenseAadhar CardPassportVoter IDPAN
Job or Business stabilityShould be in service for minimum 2 yearsFull time job employmentSENP/SEP should be in current business/profession for 3 yrs Proof of business registration: GST registrationIncorporation CertificateVAT/CST certificateImporter Exporter Code
Residential address proofAny one of the following: Registered Rent AgreementPassportLatest Utility BillAadhar CardVoter ID cardAny one of the following: Registered Rent AgreementPassportLatest Utility BillAadhar CardVoter ID card
Signature ProofPassportPan CardBank VerificationPassportPan CardBank Verification
Property DocumentsComplete chain of property documentsSanction MAPComplete chain of property documentsSanction MAP
Other documentsEmployment contractAppointment letter if job is less than 1 year oldSchedules of all running loansTwo passport sized photographs signed acrossGST ReturnsSchedules of all running loansList of Directors & shareholders (For Company)Copy of degree (For Professional)Two passport sized photographs signed across